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AI Compare

ChatGPT vs Cursor: which plan fits your work?

Prices for United States, before sales tax Data release 2026.10.16-3, Oct 16, 2026 Rules 2.1.0

Comparing ChatGPT Plus and X Subscription Premium: individual plans, prices for United States. Change the plans below to compare any other two.

The verdict is being reviewed because facts about these plans changed. The comparison below already shows the current facts.

This page is for people deciding between a general assistant that includes a coding agent and a code editor with agents: ChatGPT Plus at $20 a month and Cursor Premium at $30 a month. Plus is the lowest ChatGPT plan where OpenAI documents Codex working in the cloud and reviewing pull requests. Premium is the lowest Cursor plan with cloud agents and Bugbot reviews. We also cover ChatGPT Free, Go and Pro and Cursor Free and Plus where they change the choice.

Since October 12, 2026, Cursor's plans are sold as the X Subscription, which bundles Grok and X Premium. The facts come from OpenAI's, Cursor's and xAI's own pages, checked on October 12 and 13, 2026. We have not tested either product yet, so this page says what each plan documents, not how well it works.

Side by side

Price

Price (United States)
ChatGPT Plus

$20 a month

Verified Oct 12, 2026 · Source

X Subscription Premium

$30 a month or $300 a year

Verified Oct 13, 2026 · Source

Models and limits

Top models included
ChatGPT Plus
YesLimits vary

GPT-6.1 Sol, GPT-6 Astra, GPT-6 Sol, GPT-6 Luna, GPT-5.6 Sol/Terra/Luna, legacy models; GPT-6 Astra limited in Work/Codex.

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Latest Grok models (Grok 4.7) and Composer 2.5 from the shared pool; third-party models (Claude Opus 5.5, Claude Fable 5.1, GPT-5.6 Sol, Gemini 3.1 Pro, etc.) available but billed separately at API list price via top-ups.

Verified Oct 13, 2026 · Source

Context window
ChatGPT Plus
Yes

GPT Instant 54K (~40 pages); Reasoning 256K (~320 pages).

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Grok 4.7: 256k standard window, 500k long context (input over 256k billed at 2x). Pay-per-use third-party models go higher, e.g. Claude Opus 5.5 up to 1M tokens.

Verified Oct 13, 2026 · Source

Models from several companies
ChatGPT Plus
No

Pricing page model list for every individual plan shows only OpenAI models (GPT-6.1 Sol, GPT-6 Astra, GPT-6 Sol, GPT-6 Luna, GPT-5.6 family, legacy). No models from other AI companies are listed.

Verified Oct 13, 2026 · Source

X Subscription Premium
YesLimits vary

Pick models from SpaceXAI (Grok), Cursor (Composer), Anthropic, OpenAI, Google and Meta (Muse Spark); third-party models are not in the included pool and are billed at API list price.

Verified Oct 13, 2026 · Source

General-purpose assistant
ChatGPT Plus
YesLimits vary

ChatGPT chat assistant for everyday text chats (writing, questions, everyday tasks); pricing table lists everyday text chats as Unlimited* on Free, Go, Plus and Pro, subject to abuse guardrails. Plus adds advanced reasoning models, projects, scheduled tasks, custom GPTs.

Verified Oct 13, 2026 · Source

X Subscription Premium
YesLimits vary

Cursor itself is coding-only, but this X Subscription tier bundles Grok Chat, a general-purpose chatbot, sharing the same usage pool.

Verified Oct 13, 2026 · Source

Research and sources

Web search with sources
ChatGPT Plus
Yes

Search the web; pricing table marks Search on all plans.

Verified Oct 12, 2026 · Source

X Subscription Premium
Yes

Agent has a built-in Web tool that runs web searches (Agent is ticked on every plan). Whether answers show source links is not documented.

Verified Oct 13, 2026 · Source

Deep research reports
ChatGPT Plus
YesLimits vary

Expanded deep research.

Verified Oct 12, 2026 · Source

X Subscription Premium
Unclear

No multi-step research-report mode documented for Cursor plans; Projects coordinate many agents on code work, not research reports.

Verified Oct 13, 2026

Files and data

File and document uploads
ChatGPT Plus
YesLimits vary

Expanded messages and uploads.

Verified Oct 12, 2026 · Source

X Subscription Premium
Yes

Agent can read image files (.png, .jpg, .gif, .webp, .svg) into chat for vision-capable models; iOS app lets you attach photos or files. PDF/document upload into chat is not documented.

Verified Oct 13, 2026 · Source

Spreadsheet and data analysis
ChatGPT Plus
YesLimits vary

Data analysis Yes; interactive tables and charts.

Verified Oct 12, 2026 · Source

X Subscription Premium
Unclear

Agent can run terminal commands (so it could run scripts), but spreadsheet/CSV analysis is not documented as a feature.

Verified Oct 13, 2026

Coding

Coding agent
ChatGPT Plus
YesLimits vary

Codex included; limited GPT-6 Astra usage, optional credits.

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Cursor Agent (edits files, runs terminal commands, searches code) ticked on every plan; Free is limited, paid tiers scale usage (Plus base, Premium 4x, Super 15x, Ultra 50x Plus).

Verified Oct 13, 2026 · Source

Works in your code editor
ChatGPT Plus
YesLimits vary

Codex IDE extension (signs in with ChatGPT). Editors: VS Code, VS Code Insiders, Cursor, Windsurf (Codex extension); Xcode and JetBrains IDEs via their own integrations. Usage shared with Codex/ChatGPT Work limits.

Verified Oct 13, 2026 · Source

X Subscription Premium
Yes

Own editor (Cursor); Cursor agent inside IntelliJ IDEA, PyCharm, WebStorm and other JetBrains IDEs via ACP (2025.1+, uses your Cursor plan); Xcode 26.3+ projects via MCP bridge.

Verified Oct 13, 2026 · Source

Code completions as you type
ChatGPT Plus
Unclear

Codex IDE extension is documented as an agent beside your code (chat with editor context, review diffs, delegate to cloud). No official page fetched documents inline as-you-type completions, and none says they are absent.

Verified Oct 13, 2026 · Source

X Subscription Premium
YesLimits vary

Tab autocomplete (multi-line, cross-file, next-edit jumps). xAI says Premium includes Cursor Pro benefits, and Cursor Pro listed unlimited tab completions; the new pricing page itself states no Tab limit.

Verified Oct 13, 2026 · Source

Background coding agent
ChatGPT Plus
YesLimits vary

Codex Cloud runs coding tasks on repos in OpenAI-managed cloud environments (continues while your computer sleeps); you can commit or open a pull request when ready. Eligible Plus, subject to rollout; usage counts toward plan limits.

Verified Oct 13, 2026 · Source

X Subscription Premium
YesLimits vary

Cloud Agents & automations: run in cloud VMs on GitHub/GitLab/Bitbucket/Azure DevOps repos, work on a branch and open PRs; start from web, Slack, GitHub comments, iOS. Uses shared pool.

Verified Oct 13, 2026 · Source

Pull request review
ChatGPT Plus
YesLimits vary

Codex code review on GitHub PRs: comment @codex review or turn on automatic reviews; posts a GitHub review flagging P0/P1 issues; optional Security Review (research preview). Pricing matrix marks GitHub PR reviews available for Plus. Uses plan usage.

Verified Oct 13, 2026 · Source

X Subscription Premium
YesLimits vary

Bugbot reviews GitHub/GitLab pull requests automatically on each update, comments with bugs, security issues and fix suggestions. Included from Premium; usage-based.

Verified Oct 13, 2026 · Source

Images, video and voice

Image generation
ChatGPT Plus
YesLimits vary

Image generation incl. 'with Thinking'.

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Grok Imagine image generation bundled in The X Subscription; Cursor Agent also has a tool that generates images into the project's assets/ folder. Draws on the shared usage pool.

Verified Oct 13, 2026 · Source

Video generation
ChatGPT Plus
No

No video generation listed on pricing page; Sora web/app discontinued.

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Grok video generation is bundled from Premium up (pricing table tick); draws on the shared usage pool.

Verified Oct 13, 2026 · Source

Real-time voice
ChatGPT Plus
YesLimits vary

Voice Expanded; voice with video.

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Via bundled Grok Voice (not inside the Cursor editor; the Cursor iOS app offers dictation only). Uses the shared pool.

Verified Oct 13, 2026 · Source

Image editing and design

Photo editing
ChatGPT Plus
YesLimits vary

ChatGPT Images (all tiers) edits images you upload or it made: describe the change, or select an area in the editor to add, remove or update parts. Plus also gets Images with thinking.

Verified Oct 16, 2026 · Source

X Subscription Premium
YesLimits vary

Grok Imagine (bundled with The X Subscription) edits images: Image 2.0's magic wand edits the region you point at, plus segmentation, multi-image editing (up to 5 inputs) and a Photo Edit template. Draws on the plan's shared Cursor and Grok usage pool.

Verified Oct 16, 2026 · Source

Background removal
ChatGPT Plus
YesLimits vary

ChatGPT Images can follow an instruction to make an image's background transparent, and you can upload an existing image to edit. No separate background remover tool.

Verified Oct 16, 2026 · Source

X Subscription Premium
YesLimits vary

Grok Imagine Image 2.0 has background removal that exports a subject with a transparent background, and a 'BG Removal & Change' template. Draws on the plan's shared Cursor and Grok usage pool.

Verified Oct 16, 2026 · Source

Text inside images
ChatGPT Plus
YesLimits vary

OpenAI says ChatGPT Images can follow instructions to add text; its poster template tip says to describe any text you want included.

Verified Oct 16, 2026 · Source

X Subscription Premium
YesLimits vary

xAI says Imagine Image 2.0 plans typography and layout so small text comes out sharp (Quality Mode on grok.com/imagine and the apps). Draws on the plan's shared Cursor and Grok usage pool.

Verified Oct 16, 2026 · Source

Logo maker
ChatGPT Plus
YesLimits vary

Images has templates by category, named as a starting point for a poster or logo (Images > Templates). Templates are not yet in Work mode.

Verified Oct 16, 2026 · Source

X Subscription Premium
Unclear

No logo template is documented for Grok Imagine; its templates include Mascot Maker, Icon Maker and Merch Maker, none described as a logo maker.

Verified Oct 16, 2026

Vector (SVG) files
ChatGPT Plus
Unclear

No OpenAI page documents SVG or other vector output for ChatGPT Images; downloads are described only as saving the image.

Verified Oct 16, 2026

X Subscription Premium
Unclear

No xAI or Cursor page documents SVG or vector export from Grok Imagine.

Verified Oct 16, 2026

Upscaling
ChatGPT Plus
Unclear

No OpenAI page documents upscaling in ChatGPT Images. The mobile image controls include Resize, which is not described as upscaling.

Verified Oct 16, 2026

X Subscription Premium
Unclear

No xAI page documents image upscaling for Grok Imagine; 'Smart resize' changes the aspect ratio by filling in the frame, which is not described as upscaling.

Verified Oct 16, 2026

Video editing and presenters

Photo to video
ChatGPT Plus
No

No video tool on any ChatGPT plan: the pricing comparison has no video row, and Sora (OpenAI's video app, which animated images) is closed.

Verified Oct 15, 2026 · Source

X Subscription Premium
YesLimits vary

Bundled Grok Imagine (grok.com/imagine, iOS, Android) animates an image into video, up to 1080p, with up to 7 image references; draws on the shared weekly usage pool.

Verified Oct 15, 2026 · Source

Footage editing
ChatGPT Plus
No

No video editing on any ChatGPT plan: the pricing comparison lists no video feature and the Sora app, OpenAI's only video tool, is closed.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Grok Imagine video editing is documented only for the xAI API (billed separately, not from the plan pool); no official page documents footage editing in the Grok apps or Cursor.

Verified Oct 15, 2026

Avatar presenters
ChatGPT Plus
Unclear

No OpenAI page documents a digital presenter feature for ChatGPT; OpenAI has no video product since Sora closed.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No Cursor or xAI page documents a digital presenter in the bundled Grok apps.

Verified Oct 15, 2026

Lip sync
ChatGPT Plus
Unclear

No OpenAI page documents lip sync for ChatGPT; OpenAI has no video product since Sora closed.

Verified Oct 15, 2026

X Subscription Premium
Unclear

Grok Imagine generates dialogue with synced speech, but no official page documents lip syncing existing video to new audio.

Verified Oct 15, 2026 · Source

Automatic captions
ChatGPT Plus
Unclear

No OpenAI page documents automatic video captions in ChatGPT.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No Cursor or xAI page documents automatic video captions.

Verified Oct 15, 2026

Clips from long videos
ChatGPT Plus
Unclear

No OpenAI page documents turning long videos into short clips in ChatGPT.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No Cursor or xAI page documents turning long videos into short clips.

Verified Oct 15, 2026

Exports without a watermark
ChatGPT Plus
Not applicable

ChatGPT makes no video on this plan (no video row on the pricing page, Sora closed), so a video watermark does not apply.

Verified Oct 15, 2026 · Source

X Subscription Premium
No

Grok Imagine images and videos carry a visible Grok watermark; there is no setting to remove it.

Verified Oct 15, 2026 · Source

App building and hosting

Apps from a description
ChatGPT Plus
YesLimits vary

ChatGPT Sites (public beta): describe a website, app or game in Work (web) or Work or Codex (desktop app) and ChatGPT builds it, with a private preview. Building or editing counts toward Codex usage.

Verified Oct 16, 2026 · Source

X Subscription Premium
YesLimits vary

Grok Build in Grok (web, iOS, Android) builds an app, game, website or dashboard from a description, live in the chat. Grok Build ticked on this plan; uses the shared usage pool.

Verified Oct 16, 2026 · Source

Hosting and publishing
ChatGPT Plus
YesLimits vary

Sites publishes to a ChatGPT-hosted URL; you choose selected people, workspace or public. No fixed limit on the number of Sites on Plus or Pro, but usage and storage limits apply; hosting usage is separate from Codex usage.

Verified Oct 16, 2026 · Source

X Subscription Premium
YesLimits vary

Apps you publish from Grok Build get their own grok.me address; you choose just you, anyone with the link, or the whole internet. Grok Build ticked on this plan; uses the shared usage pool.

Verified Oct 16, 2026 · Source

Custom domain
ChatGPT Plus
Yes

Sites lets you rename the ChatGPT-hosted URL or connect an apex domain or subdomain you own via DNS records (Site settings > Add domain). Sites does not register domains. Help says 'Where custom domains are available'.

Verified Oct 16, 2026 · Source

X Subscription Premium
Yes

Grok Build lets you point a domain you own at a published app.

Verified Oct 16, 2026 · Source

Database and sign-in
ChatGPT Plus
YesLimits vary

Sites offers D1 relational database (10 GB per site) and R2 object storage for files, plus 'Sign in with ChatGPT' so visitors can save their work.

Verified Oct 16, 2026 · Source

X Subscription Premium
Unclear

No xAI page documents a database or user sign-in for Grok Build apps; it describes apps 'with real state and logic', secrets for third-party API keys, and connectors for dashboards.

Verified Oct 16, 2026

Code export
ChatGPT Plus
Yes

Sites can publish a compatible local project from the ChatGPT desktop app or Codex; for a local source project each saved version is tied to its Git commit. No download of a web-built Site's code is documented.

Verified Oct 16, 2026 · Source

X Subscription Premium
Yes

Grok Build can push the whole project to a GitHub repo to continue in an editor or in the Grok Build terminal agent; Cursor itself edits code in your local project.

Verified Oct 16, 2026 · Source

Music, voice and transcription

Songs with vocals
ChatGPT Plus
Unclear

No official ChatGPT page found that describes making songs with vocals; help center search for music returned no such feature.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No official Cursor or Grok page found that describes generating songs with vocals; the plan table covers Grok Chat, Imagine (images, video from Premium) and Voice.

Verified Oct 15, 2026 · Source

Instrumental music
ChatGPT Plus
Unclear

No official ChatGPT page found that describes instrumental music generation.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No official Cursor or Grok page found that describes generating instrumental music.

Verified Oct 15, 2026 · Source

Separate stems
ChatGPT Plus
Unclear

No official ChatGPT page describes stem downloads; no music generation feature documented.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No official Cursor or Grok page describes stem downloads.

Verified Oct 15, 2026

Voiceover from text
ChatGPT Plus
Unclear

ChatGPT Voice speaks ChatGPT's own replies in chosen voices, but no official page describes reading text you supply as a downloadable voiceover.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Text to Speech exists in the Grok Voice API suite ($15 per 1M characters), not as a plan feature. Paid plans include Grok API access, but API usage is billed separately and does not draw from the plan pool.

Verified Oct 15, 2026 · Source

Voice cloning
ChatGPT Plus
Unclear

No official ChatGPT page describes copying a voice; Voice offers a fixed set of preset voices (Arbor, Breeze, Cove, and others).

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Voice Cloning exists in the Grok Voice API suite (clone from two minutes of speech, 30 free clones), not as a plan feature. Paid plans include Grok API access, but API usage is billed separately and does not draw from the plan pool.

Verified Oct 15, 2026 · Source

Dubbing into other languages
ChatGPT Plus
Unclear

No official page describes translating and re-voicing audio or video files. Voice can be asked to speak another language in a live chat only.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Grok Voice lists 'Live Translation' (speak in one language, be heard in another) as Coming Soon; no plan includes dubbing today.

Verified Oct 15, 2026 · Source

Sound effects
ChatGPT Plus
Unclear

No official ChatGPT page describes generating sound effects.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No official Grok or Cursor page describes generating stand-alone sound effects from a description.

Verified Oct 15, 2026

Transcription
ChatGPT Plus
YesLimits vary

Audio uploads (WAV, MP3, M4A, FLAC and more, up to 512 MB) can be transcribed; transcripts may contain errors. Record on the macOS app also live-transcribes sessions up to 4 hours.

Verified Oct 15, 2026 · Source

X Subscription Premium
YesLimits vary

Grok chats accept audio (MP3, WAV, M4A, OGG, FLAC, AAC) and video (MP4, MOV) uploads up to 150 MB and can transcribe and interpret them; quality varies. Uses the shared weekly Grok and Cursor usage pool.

Verified Oct 15, 2026 · Source

Meeting notes
ChatGPT Plus
YesLimits vary

ChatGPT Record (macOS desktop app) records meetings or voice notes, transcribes, and writes summary notes as a canvas; up to 4 hours per session. Calendar auto-join works with Google Meet links only.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

No official Cursor or Grok page describes joining or recording meetings and writing notes.

Verified Oct 15, 2026

Dictation into any app
ChatGPT Plus
Unclear

Dictation (microphone icon) turns speech into editable text inside ChatGPT's own message box only; no official page describes typing into other apps.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

No official page describes system-wide dictation; the Cursor iOS app offers dictation inside the app only (per earlier catalog research).

Verified Oct 15, 2026

Projects and memory

Projects
ChatGPT Plus
Yes

Projects, shared projects, scheduled tasks.

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Cursor Projects (beta): a coordinator agent per repo runs cloud agents, keeps synced shared-context files across months; plus version-controlled project rules in .cursor/rules on every plan.

Verified Oct 13, 2026 · Source

Custom assistants
ChatGPT Plus
YesLimits vary

Custom GPTs (use); new GPT creation not available on personal accounts per Free FAQ.

Verified Oct 12, 2026 · Source

X Subscription Premium
Yes

Custom subagents (markdown files in .cursor/agents with own prompt, tools and model), plus skills and plugins; usable in editor, CLI and Cloud Agents. No plan restriction stated.

Verified Oct 13, 2026 · Source

Memory across chats
ChatGPT Plus
YesLimits vary

Expanded memory and context.

Verified Oct 12, 2026 · Source

X Subscription Premium
YesLimits vary

Project-scoped only: Projects keep synced files where agents record what they learn about the codebase and your preferences; Bugbot can save '@cursor remember' facts as rules. No general cross-chat memory documented.

Verified Oct 13, 2026 · Source

Integrations and agents

Connectors to other apps
ChatGPT Plus
YesLimits vary

Plugins; apps connecting to internal tools; developer mode (beta).

Verified Oct 12, 2026 · Source

X Subscription Premium
Yes

MCP servers (e.g. Google Drive, Notion) connect Agent to external tools; installed from Customize or mcp.json. Slack/Linear/GitHub etc. integrations mainly drive Cloud Agents (Premium+).

Verified Oct 13, 2026 · Source

Inside Gmail
ChatGPT Plus
Unclear

No ChatGPT add-on that works inside Gmail is documented; Gmail data reaches ChatGPT only through its own connectors and plugins.

Verified Oct 15, 2026

X Subscription Premium
Unclear

No official page describes a Cursor or Grok add-on inside Gmail. Cursor's Gmail plugin (Aug 3, 2026) and Grok's Gmail connector work from Cursor or Grok chat, not inside Gmail. Grok for Google Workspace lists Docs, Sheets and Slides only.

Verified Oct 15, 2026 · Source

Inside Google Docs
ChatGPT Plus
Unclear

No ChatGPT add-on that works inside Google Docs is documented; OpenAI lists add-ins for Word, PowerPoint, Excel and Google Sheets only.

Verified Oct 15, 2026

X Subscription Premium
Unclear

Grok for Google Workspace (Jul 24, 2026) works inside Google Docs as a free add-on, but no official page says which plans can use it; the Workspace Marketplace listing only says 'Free of charge'. Cursor itself has only a connector-style plugin.

Verified Oct 15, 2026 · Source

Inside Google Sheets
ChatGPT Plus
Yes

ChatGPT for Google Sheets add-on: build, analyze and update sheets inside Sheets. Pricing table: Yes for Plus.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Grok for Google Workspace (Jul 24, 2026) works inside Google Sheets as a free add-on, but no official page says which plans can use it; the Workspace Marketplace listing only says 'Free of charge'. Cursor itself has only a connector-style plugin.

Verified Oct 15, 2026 · Source

Inside Word
ChatGPT Plus
Yes

ChatGPT for Word add-in: draft, edit and format inside Word. Pricing table: Yes for Plus.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Grok for Word (bundled Grok) is a free add-in, but its Microsoft Marketplace listing names only legacy plans: SuperGrok, Heavy, Business and Enterprise. No official page maps that to The X Subscription Plus, Premium, Super or Ultra.

Verified Oct 15, 2026 · Source

Inside Excel
ChatGPT Plus
Yes

ChatGPT for Excel add-in: build, analyze and update sheets inside Excel. Pricing table: Yes for Plus.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Grok for Excel (bundled Grok) is a free add-in, but its Microsoft Marketplace listing names only legacy plans: SuperGrok, Heavy, Business and Enterprise. No official page maps that to The X Subscription Plus, Premium, Super or Ultra.

Verified Oct 15, 2026 · Source

Inside PowerPoint
ChatGPT Plus
Yes

ChatGPT for PowerPoint add-in: create and edit slides inside PowerPoint. Pricing table: Yes for Plus.

Verified Oct 15, 2026 · Source

X Subscription Premium
Unclear

Grok for PowerPoint (bundled Grok) is a free add-in, but its Microsoft Marketplace listing names only legacy plans: SuperGrok, Heavy, Business and Enterprise. No official page maps that to The X Subscription Plus, Premium, Super or Ultra.

Verified Oct 15, 2026 · Source

Inside Outlook
ChatGPT Plus
Unclear

No ChatGPT add-in that works inside Outlook is documented; the Outlook Email plugin works from ChatGPT's own chat, which is a connector.

Verified Oct 15, 2026 · Source

X Subscription Premium
YesLimits vary

Grok for Outlook (bundled Grok, Jul 21, 2026) runs beside your inbox: summarizes threads, drafts replies, triages mail. For all paid X and SuperGrok users; X Subscription paid plans include X Premium benefits once you connect your X account.

Verified Oct 15, 2026 · Source

Browser agent
ChatGPT Plus
YesLimits vary

ChatGPT Work agent on desktop, web and mobile; built-in browser.

Verified Oct 12, 2026 · Source

X Subscription Premium
Yes

Agent's Browser tool controls a browser to navigate, click and screenshot (for testing your app). No general computer-use agent documented.

Verified Oct 13, 2026 · Source

Privacy and control

Opt out of model training
ChatGPT Plus
Yes

Default ON; turn off 'Improve the model for everyone' in Settings > Data controls.

Verified Oct 12, 2026 · Source

X Subscription Premium
Yes

Privacy Mode in settings: code data not used for training by Cursor or model providers (ZDR agreements). With Privacy Mode off, Cursor may use codebase data and prompts to train.

Verified Oct 13, 2026 · Source

Export your data
ChatGPT Plus
Yes

Request a copy of data from settings or Privacy Portal.

Verified Oct 12, 2026 · Source

X Subscription Premium
Unclear

No chat-history or account data export documented on the pages checked.

Verified Oct 13, 2026

Shows ads
ChatGPT Plus
No

No ads.

Verified Oct 12, 2026 · Source

X Subscription Premium
Unclear

No ads documented inside Cursor. The bundled X component shows timeline ads by tier: Free none removed, Plus 'Less timeline ads', Premium+ ad-free on 'most surfaces'.

Verified Oct 13, 2026 · Source

Rights and licensing

Commercial use of outputs
ChatGPT Plus
Yes

OpenAI Terms of Use (individual services, all plans): you own the Output and OpenAI assigns its rights in it to you; Usage Policies still apply and Output may not be unique.

Verified Oct 15, 2026 · Source

X Subscription Premium
Yes

Cursor terms assign Suggestions (generated code) to you; SpaceXSI consumer terms (Grok) say you keep ownership of User Content, which includes Output, but using Output with its name or brand needs permission and attribution.

Verified Oct 15, 2026 · Source

Apps and extras

Cloud storage included
ChatGPT Plus
Not applicable

No cloud-storage bundle.

Verified Oct 12, 2026

X Subscription Premium
Unclear

No general cloud storage. Premium+ includes 'Code hosting via Origin' (Cursor's git forge, early beta); no storage quota stated.

Verified Oct 13, 2026 · Source

Apps
ChatGPT Plus
Yes

Web, iOS, Android; desktop app on macOS and Windows.

Verified Oct 12, 2026 · Source

X Subscription Premium
Yes

Cursor desktop editor, Cursor CLI (macOS/Linux/WSL/Windows), web agents at cursor.com/agents, iOS/iPadOS app (docs list paid plans), JetBrains IDEs via ACP; Grok apps and X via the bundle.

Verified Oct 13, 2026 · Source

Two different kinds of product

ChatGPT is OpenAI's general assistant, and Codex, its coding agent, is included in the same plan. Cursor describes itself as a coding agent for building software; its general chatbot, Grok Chat, comes from the X Subscription bundle, not from the editor. xAI says Premium bundles SuperGrok, Cursor Pro and X Premium+. So on ChatGPT, code is one part of what you pay for; on Cursor, the editor and its agents are, with Grok and X added.

Where you write code

Codex reaches your code through an IDE extension that signs in with ChatGPT and runs in VS Code, VS Code Insiders, Cursor and Windsurf, with Xcode and JetBrains IDEs through their own integrations. Its usage is shared with ChatGPT Work. OpenAI documents it as an agent beside your code: chat with editor context, review diffs, delegate to the cloud. Completions as you type are not documented for Codex, and no page we checked says they are absent, so that is not verified.

Cursor is the editor itself, with Tab autocomplete for multi-line and cross-file suggestions and next-edit jumps. Cursor Agent edits files, runs terminal commands and searches code. Cursor also documents a command line tool, web agents at cursor.com/agents, an iOS and iPadOS app, its agent in JetBrains IDEs 2025.1 or later through ACP, and Xcode 26.3 or later through an MCP bridge.

Cloud agents and pull request review

On Plus, Codex Cloud runs coding tasks on your repos in OpenAI-managed cloud environments and keeps going while your computer sleeps; when it is done you can commit or open a pull request. OpenAI says this is subject to rollout for eligible Plus accounts, and that usage counts toward plan limits. Codex code review works on GitHub pull requests: comment @codex review or turn on automatic reviews, and it posts a review flagging P0 and P1 issues, with an optional Security Review in research preview.

On Premium, Cursor's cloud agents run in cloud machines on GitHub, GitLab, Bitbucket or Azure DevOps repos, work on a branch and open pull requests, and can be started from the web, Slack, GitHub comments or the iOS app. Bugbot reviews GitHub and GitLab pull requests automatically on each update. Which code hosts Codex Cloud supports is not stated in the facts we collected. Whether either agent's changes work is a question for testing: run our code repair, code spec and code refactor kits on both.

Models, context and limits

ChatGPT Plus lists OpenAI models only: GPT-6.1 Sol, GPT-6 Astra, GPT-6 Sol, GPT-6 Luna, the GPT-5.6 family and legacy models, with limited GPT-6 Astra use in Codex and optional credits. OpenAI documents 256K tokens of context for reasoning models and 54K for Instant, and describes Plus limits as expanded, without figures.

Cursor Premium includes Grok 4.7 and Composer 2.5 in a pool 4 times the size of Plus, refreshed weekly and shared with Grok. Models from Anthropic, OpenAI, Google and Meta, among them GPT-5.6 Sol, Claude Opus 5.5 and Gemini 3.1 Pro, are billed on top at API list price, with spending caps. Grok 4.7 has a 256K window and 500K long context; Claude Opus 5.5 goes up to 1 million tokens, paid per use.

Everything that is not code

ChatGPT Plus documents image generation, voice with video, expanded deep research, data analysis with interactive tables and charts, file uploads, projects with scheduled tasks, memory, extensions for Excel, Word, PowerPoint and Google Sheets, and the ChatGPT Work agent on desktop, web and mobile. Video generation is not offered on any ChatGPT plan.

In Cursor itself, chat uploads are documented for images only, and research reports and spreadsheet analysis are not documented. The general features come from Grok in the bundle: Grok Chat, Grok Imagine for images, Grok Voice and, from Premium, Grok video generation, all drawing on the same pool as your coding.

Privacy, ads and export

ChatGPT uses your chats for training by default; turn off "Improve the model for everyone" under Settings, Data controls. You can request a copy of your data, and Plus has no ads. Cursor's Privacy Mode keeps code data out of training by Cursor and model providers; with it off, Cursor may train on codebase data and prompts. Its default is not documented on the pages we checked, and neither is a data export. No ads are documented inside Cursor; on X, Premium is ad-free on "most surfaces".

Free tiers and other plans

ChatGPT Free and Go ($8 a month) list Codex as limited, but OpenAI documents Codex Cloud as not included on either, does not state whether pull request review is, and conflicts on the editor extension. Both may show ads. The Pro tiers ($100, $200 and $500 a month) document expanded Codex with longer sessions and, currently, no five-hour limit.

Cursor Free has limited agent and chat requests and no cloud agents, Bugbot or third-party models. Plus, at an introductory $8 a month, has Grok models only and still no cloud agents or Bugbot. Cursor does not state a Tab limit for Free or Plus, so that is not verified.

How this page was made

The What the tech desk wrote this page with AI assistance, from the facts in our data release; our methodology explains how they are collected. Every plan is on the ChatGPT and Cursor pages. If you are also weighing Copilot, see Cursor vs GitHub Copilot.

Which one for which situation

You want one subscription for work and code

ChatGPT Plus. For $20 a month it pairs Codex with image generation, voice, deep research, data analysis and extensions for Excel, Word, PowerPoint and Google Sheets. On Cursor, the general features come from Grok in the bundle.

You want suggestions as you type

Cursor Premium. Tab autocomplete is part of the editor, and xAI says Premium includes Cursor Pro benefits, which listed unlimited Tab. OpenAI documents Codex as an agent beside your code; completions are not documented, so not verified.

Your code is on GitLab, Bitbucket or Azure DevOps

Cursor Premium documents cloud agents for all three as well as GitHub, and Bugbot for GitLab. OpenAI documents Codex review on GitHub pull requests; which hosts Codex Cloud supports is not stated in our facts.

You already like the Cursor editor

OpenAI lists Cursor among the editors the Codex extension runs in, on Plus and up. You could use Cursor Free or Plus as the editor and Codex as the agent; Cursor's own cloud agents and Bugbot start at Premium. We have not tested this setup.

You want Claude or Gemini models

Cursor Premium lets you pick models from Anthropic, Google, OpenAI and Meta, billed on top at API list price. ChatGPT lists OpenAI models only, on every plan.

You have about $8 a month

ChatGPT Go and Cursor Plus both cost $8. Neither includes a cloud agent: Codex Cloud is not included on Go, and Plus has no cloud agents or Bugbot. Go may show ads; Plus has Grok models only.

Test them on your own work

We have not run these tests for you unless a result above says so. Each kit gives you the same files, the same prompt and the same checks for both tools.

Questions

Can I use Codex inside the Cursor editor?

OpenAI lists Cursor, along with VS Code, VS Code Insiders and Windsurf, among the editors the Codex extension runs in, on Plus and up. OpenAI says its usage is shared with Codex and ChatGPT Work limits. We have not tested it.

Does every ChatGPT Plus account get Codex Cloud?

OpenAI says Codex Cloud is available to eligible Plus accounts, subject to rollout. It is documented as not included on Free or Go. Cursor documents cloud agents on Premium and up, not on Free or Plus.

Can I use GPT models in Cursor, or Claude in ChatGPT?

Cursor Premium offers OpenAI models such as GPT-5.6 Sol, billed at API list price on top of the $30. ChatGPT's pricing page lists only OpenAI models on every individual plan.

Do they train on my code and chats?

ChatGPT does by default; turn off "Improve the model for everyone" in Data controls. Cursor may train on code and prompts when Privacy Mode is off; its default is not documented, so check the setting.

Does Cursor Premium include a general chatbot?

Yes, through the bundle: Grok Chat, plus Grok Imagine, Voice and video generation, sharing the weekly pool with your coding. Cursor itself documents uploads for images only; research reports and spreadsheet analysis are not documented.

Which one writes better code?

Neither company's documentation answers that, and we have not tested these plans yet. Run our code repair, code spec and code refactor kits in both, with the same files and the same checks.

Every fact links to its source and shows when it was verified. Read how AI Compare works and the change log.

No result here is paid for. Products cannot buy a better position, and no affiliate link is used in any comparison or recommendation.

Product names and logos are trademarks of their owners (ChatGPT and the OpenAI logo of OpenAI, Claude of Anthropic, Gemini of Google, and so on). Logos are shown only to identify each product and do not imply endorsement.

Found an error? Tell us at our contact page and we will correct it in the change log.