What you pay, and what the price covers
Copilot Pro costs $10 a month and Cursor Premium $30 a month, both sold monthly only to new subscribers (GitHub says annual Pro plans are legacy). Cursor's prices are before tax; GitHub's pages we checked do not say whether tax is included.
Copilot is a coding tool only: GitHub scopes it to software work, image and video generation are not documented, and voice is documented only as dictating prompts in Copilot CLI. Cursor Premium is a tier of the X Subscription, and xAI says it bundles SuperGrok, Cursor Pro and X Premium+. Grok Chat, Imagine, Voice and video generation draw on the same pool as your coding. If you would not use Grok or X, compare the two on coding features alone.
Where you write code
GitHub documents extensions for VS Code, Visual Studio, JetBrains IDEs, Xcode, Eclipse, Neovim, Zed and more, with agent mode in VS Code, Visual Studio, JetBrains, Eclipse and Xcode, plus Copilot CLI and a desktop app. Features vary by editor.
Cursor is its own editor. Besides it, Cursor documents a command line tool, web agents at cursor.com/agents, an iOS and iPadOS app, its agent inside JetBrains IDEs 2025.1 or later through ACP, and Xcode 26.3 or later projects through an MCP bridge. Neovim, Eclipse and Visual Studio support is not documented for Cursor.
Completions and the agent in your editor
On Copilot Pro, inline suggestions and next edit suggestions are unlimited and use no AI credits. Cursor's Tab autocomplete gives multi-line and cross-file suggestions and jumps to your next edit. Cursor's new pricing page does not state a Tab limit; for Premium, xAI says the plan includes Cursor Pro benefits, and Cursor Pro listed unlimited Tab completions.
Cursor Agent edits files, runs terminal commands and searches code, and its Browser tool can open, click and screenshot pages to test your app. Copilot's agent mode runs in five editors and the CLI and spends AI credits; a browser-operating agent is not documented for Copilot.
Cloud agents and pull request review
Copilot's cloud agent researches a repository, plans, codes in a cloud development environment and opens a pull request. GitHub documents three limits: GitHub-hosted repos only, one repo, branch and pull request per task, and a 59-minute session. Cursor's cloud agents run in cloud machines on GitHub, GitLab, Bitbucket or Azure DevOps repos, work on a branch and open pull requests; you can start them from the web, Slack, GitHub comments or the iOS app. No session length is stated on the Cursor pages we checked.
Copilot code review works on GitHub pull requests, manually or automatically for pull requests you create. GitHub estimates about $0.05 to $1 of credits per review in Lite mode and $0.25 to $5 in Balanced. Bugbot reviews GitHub and GitLab pull requests automatically on each update and comments with bugs, security issues and fix suggestions; Cursor calls it usage-based and states no cost per review. Whether either agent's code works, or either review is useful, only testing shows: run our code repair, code spec and code refactor kits through both.
Models and how extra use is billed
Copilot Pro pays for models from 1,500 GitHub AI Credits a month (1,000 base plus 500 flex, worth $0.01 each; GitHub says flex may change). Pro includes a selection such as Claude Sonnet 5.5 and Haiku 5.5, GPT-5.6 Terra, GPT-6 Luna, Gemini 3.8 Flash and Grok 4.7. Claude Opus 5.5 and Fable 5.1, GPT-5.6 Sol and GPT-6.1 Sol are not on Pro; Pro+ ($39) includes them. Past the allowance you pay from a dollar budget you set.
Cursor Premium includes Grok 4.7 and Composer 2.5 in a pool 4 times the size of Plus, refreshed weekly and shared with Grok. Models from Anthropic, OpenAI, Google and Meta, such as Claude Opus 5.5, GPT-5.6 Sol and Gemini 3.1 Pro, are billed on top at API list price through top-ups, with spending caps. For long context, Copilot offers an optional 1 million tokens in VS Code and Copilot CLI only, at a higher credit cost; in Cursor, Grok 4.7 has a 256K window, or 500K as long context, and Claude Opus 5.5 up to 1 million tokens, paid per use.
Privacy and training
Since April 24, 2026, GitHub may train on interaction data from Copilot Free, Pro, Pro+ and Max by default. To stop it, set "Allow GitHub to use my data for AI model training" to Disabled. Cursor's Privacy Mode keeps your code data out of training by Cursor and by model providers; with it off, Cursor may train on codebase data and prompts. Cursor's default setting is not documented on the pages we checked, so check it before you open private code. A chat history export is not documented for either.
Free tiers and other plans
Copilot Free includes 2,000 completions a month and limited chat and agent use, with auto model selection only; GitHub's plans FAQ still says 50 chat requests a month, so the chat limit is not verified. Cursor Free has limited agent and chat requests and no third-party models. Cursor Plus, an introductory $8 a month, has Grok models only. Neither Cursor tier includes cloud agents or Bugbot.
Copilot Pro+ ($39, 7,000 credits) adds premium models, hand-off to Claude and Codex agents and GitHub Spark; Max ($100, 20,000 credits) adds priority model access. Cursor Super ($100) and Ultra ($200) raise the pool to 15 and 50 times Plus. Verified students get a free Copilot Student plan; Cursor documents no student discount, only campus promotions.
How this page was made
The What the tech desk wrote this page with AI assistance, from the facts in our data release; our methodology explains how they are collected. Every plan is on the Cursor and GitHub Copilot pages, and the other coding tools are on coding.