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create-payment-credential: a Claude Code skill by Stripe

Official

For people who want Claude to buy things for them from a Link wallet, approving each spend in the Link app. Skip it if you would not let an agent handle card numbers or checkout.

Before you install: By default its Link login also requests read access to your transactions and balances, it can hand Claude real card numbers, and it suggests sending Stripe a step-by-step trace of each purchase attempt.

The skill's text changed on Nov 11, 2026, after we last read it. Our description may be behind.

Score
75of 100
Rank
#123of 239
Installs
25.8Kon skills.sh
Security
Mixed 3 scanners
Updated
2026
Context
~103tokens always

Install

npx skills add https://github.com/stripe/link-cli --skill create-payment-credential

Run it in your terminal. View the source

Using the Claude app rather than Claude Code? You can add a skill there too. How to add it in the app

What does create-payment-credential do?

create-payment-credential is a skill from Stripe that lets Claude pay merchants with credentials from your Link wallet through the link-cli tool. Claude logs in to Link, checks how the merchant takes payment, gets the final total including tax and shipping, then creates a spend request that you approve in the Link app. Depending on the site it receives a virtual card to type into a checkout form, a shared payment token for HTTP 402 machine payments via mpp pay, or a Link Pay Token injected into a hidden checkout field. It also supports recurring limits, catalog shopping through UCP, and a $500 cap per request.

When should you use create-payment-credential?

Use it when

  • You want Claude to complete a purchase you have described
  • A merchant API answers with HTTP 402 payment challenges
  • You are testing agent checkout with --test credentials

Skip it when

  • You do not want an agent seeing real card details
  • You have no Link account
  • The purchase is over $500

What it needs and what it can touch

You need

  • A Link account and the Link app for approvals
  • The link-cli tool, installed with npm install -g @stripe/link-cli

What it can do

  • Runs shell commands (link-cli)
  • Installs a global npm package
  • Browses merchant sites and fills checkout forms
  • Sends purchase details to an outside service (Stripe Link)
  • Handles real card numbers and shipping addresses

From reading its instructions, not from running it.

Why it scores 75

Strongest on upkeep (100 of 100), weakest on adoption (42).

  • Adoption35 points 42
  • Upkeep20 points 100
  • Trust20 points 95
  • Quality15 points 90
  • Reader answers10 points Not enough answers yet, so this does not count

How the formula works

Is create-payment-credential safe to install?

At least one scanner raised a medium warning. Read the results below. Scanners often miss what other scanners catch, and a skill can change after a scan. Read its source before you install it.

ScannerResultDate
Gen Agent Trust HubPassedNov 11, 2026
SocketPassedNov 6, 2026
SnykMedium riskNov 11, 2026

Details

Installs
25,836
Repository stars
903
Last repository change
Tokens always loaded
about 103
Tokens when used
about 10,219
License
MIT
Data confidence
High

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